The all new Blackberry Curve 8520 is one handset that has carried on with the legend of Blackberry phones. This is one beautiful handset which has a lot of features. It is a great amalgam of beauty and efficiency.

Various Blackberry Curve 8520 Deals are available in the market. These deals are formed so that the handset gets cheaper. And the percentage of people who purchase cheap and good mobile phones, increases consistently. These amazing deals can be taken up with any network such as T Mobile, Three Mobile, O2, Orange, Virgin, Vodafone, etc. All the major network players of UK bring Curve 8520 with their networks.

Blackberry Curve 8520 Deals brings you the handset which has Blackberry’s own operating system. It is powered with a 512 MHz processor. The phone works on 2 G network. This phone is not very large, its size is 109 x 60 x 13.9 mm. This 106 gram phone has a has a fantastic 3.15 mega pixel camera. With this camera, you can capture every precious moment of your life. The images photographed by this handset are of good 2048×1536 pixel resolution. The camera also has a LED Flash. This flash can be used, and you will get nice snaps even if you are clicking in the dark.

The data storage capacity of the phone is also very nice. But you want you can increase the capacity by using a micro SD card. The memory of the phone can be increased up to 32 GB. As far as the connectivity is concerned the handset is good at it as well. Blue tooth, GPRS, 3G, EDGE, Video, Wi-Fi, GPS, All are present to provide you the best of connectivity.

Last year, while most considered the economy to be in a recession, prepaid card usage experienced a 61% increase in growth (source: Mercator Advisory Group). And with usage projected to triple from $120 bil in 2009, to over $440 bil by 2017, smart business owners are getting ready to ride the trend and cash in. Here’s a quick look at a few of the markets that are expected to benefit the most, as well as a few tips on how you can profit from this exciting opportunity.

What Are “Open Looped” and “Closed Looped” Cards?

There are several ways to define the prepaid card market. There’s ‘open-looped’ and ‘closed-looped’, gift cards and loyalty cards, payroll cards, one time incentive cards, and more. But what, exactly, are ‘branded’ cards? That’s easy. Both to define and to remember.

Branded cards have either the VISA or Mastercard brand logo on them. These are referred to as ‘open-looped’ because, unlike a store gift or rewards card (which can only be used at one of a specific businesses locations)… a branded card can be used almost anywhere. Anywhere that takes Mastercard and VISA that is.

By contrast, a good example of a “non-branded” card, would be a Target Card. You can use a Target card at any Target store in the country – but you can’t use your Target card at WalMart – because WalMart is out of Targets’ “loop”. That’s what is meant by a “closed loop”. Usage is ‘closed’ from anywhere except it’s own store location.

But unlike a Target or WalMart card, a VISA prepaid card can be used at WalMart, or Target, or any other place that accepts VISA. The same thing goes for MasterCard. And that, my friend, is a lot of places.

Who Uses PrePaid?

So, who uses prepaid cards? And what markets do they represent?

The answer is what makes this market so exciting. Their usage, (and therefore their markets), seem to be an ever expanding universe. Consider a few of the following and you’ll begin to understand the scope of it.

A few of the ways prepaid cards are being used are:

Payroll – many employers use them as a cost-savings alternative to traditional paper checks
Incentives – companies preload a certain dollar value onto a card (which as you remember, can be spent anywhere that accepts VISA & MC) as bonuses for qualifying sales contests, etc.
customer rebates – many vendors offer rebates on cards (vs. mailing a paper check)
gift cards – for convenience in gift giving
loyalty/rewards cards – to encourage and reward customers for repeat business
general purpose reloadable – cards which can be reloaded over and over, which appeal to those who don’t have checking accounts (i.e., the unbanked), or, anyone who doesn’t want to carry cash
In store refunds – instead of giving cash for items returned, many are giving stored value cards, insuring money for refunds will be spent in the same store
bill paying
phone cards
Who Can Benefit

Businesses that sell prepaid cards and/or services are in an ideal position to capitalize on the tripling of growth expected in this industry.

Here are a few of the types of businesses that benefit from current trends:

convenience stores – selling reloadable cards enables store owners to capitalize on the high traffic in and out of their store each day
ethnic and specialty stores – are natural locations for international phone cards and reloadable prepaid cards
retailers
most places with high traffic and either don’t want to take checks or would like to reduce their usage can offer prepaid cards as an alternative
other businesses (see list above), who could benefit form the savings from reduced pqperwork and improved tracking of electronic payment processing
In Summary

While there’s no denying the economy presents business owners with ongoing challenges, there are still sectors where money will trend… and those who trend with them can profit tremendously.

The canonical hours of the present day Breviary originate in the Old Covenant of God with His Chosen People. God commanded the Aaronic priests (Aaron – first priest of that Covenant, brother of Moses) to offer morning and evening sacrifices. Other related prayer inspiration may have come from King David’s Psalm (Ps. 119:164): “Seven times a day I praise you”, and “the just man meditates on the law day and night”(Ps. 1:2)

Christian prayer and worship in the New Covenant Tradition continued the Jewish practice of regular morning and evening prayer. New Testament biblical texts, the writings from the Church Fathers, excerpts from the lives of the saints, and songs of praise based on the psalms were gradually added to the Old Testament psalms and readings. These formed the growing body of devotional practices in the Christian communities.

Breviary: In the first steps of this development the Psalms were separated into a choir-book. The president of the local church, the Bishop, or the Leader of the Choir chose a suitable psalm for use in the assembly.

Monks who practiced the daily recitation of the 150 Psalms around the fourth century began to group some of these psalms together and extended the prayer of the psalter over a week since the daily recitation of the whole psalter took a long time. Within the week each day was divided into hours and each devotional hour was assigned its portion of the Psalter.

In the sixth century St Benedict also advocated this arrangement.
Bishop Alcuin of York established an adaptation in the eighth century that included a prayer for each day and some other prayers but no lessons or homilies.

In the ninth century Bishop Prudentius of Troyes abridged the very large collection of material to a practical length. Books known as the Breviarium Psalterii, the shortened form for the laity, gave a few psalms for each day.

Communal payer developed further with additions to these psalter choir-books of antiphons to the psalms and the responses at the end of an entire psalm or a section of it. Various other short prayers were included over the years as well as passages from both the Old and New Testament. Reflections on the Gospel Reading of the day and homilies from the writings of the Church Fathers were added as well.

Note: Mendicant friars (wandering friars) travelled the country to spread the faith and help the poor. They needed an abbreviated daily office all in one portable book. Therefore single-volume breviaries flourished from the thirteenth century onwards.

Before the printing press Breviaries were written by hand, often richly colored and gilded. Initials and miniature illustrations from the life of Christ or the saints or from Bible stories surrounded the text.

Pope Gregory VII (1073-1085), simplified the liturgy. He gave this abridgment the name Breviary referring to the collection of several works into one. After variations of these payer books were used and spread by religious orders in different ways Pope Nicholas III (1277-1280) adopted the so-called “Roman” version for the curia and the basilicas of Rome. Further adaptations according to decree of the Council of Trent were published under order of Pope St. Pius V (1566-1572). Additional revisions of the Roman Breviary have occurred. Most recently by Pope Pius X in 1910. Pope John XXIII revised the Breviary in 1960 introducing changes drawn up by his predecessor Pope Pius XII.

The Liturgy of the Hours divides the payer life of Religious and lay faithful into regular periods throughout the day.

The Roman Breviary, the Breviarium Romanum, refers to a four volume set. Each volume corresponds to a ‘season’ in the cycle of the Church year. Certain religious congregations have Breviaries of their own. Generally speaking the Roman Breviary is the one in use in the world.

Some variations occur regarding celebrations of liturgies for saints venerated by a particular religious order, a nation, or local region. National Conferences of Bishops and local bishops determine the use of the Breviary in their jurisdiction.

No, not another kind of Bible – The compact book in its zippered case that priests carry with them is their Breviary; their constant companion which they pray throughout the day.

The Breviary is not exclusively Catholic. In fact any person who wishes to take up this ancient, always new practice of regular daily prayer which spiritually unites so many peoples in the world may do so.

The books are easily obtainable and any priest as well as many lay persons would be pleased to introduce a novice to this beautiful devotion. Phoning the Chancery Office of the Catholic Church in your area will provide help.

Everyday when you go to work you have to perform to keep your job or your position. Everyday you should work on your relationship. If you are always saying what you use to do for your spouse and what you use to do together and not what you are doing now then my suggestion and advice is to ask yourself what have you done for them lately? Relationships exist in the present. What are you doing to maintain your marriage today?

If you found yourself in a new relationship, you would be putting time and energy into that relationship almost everyday. You would go see movies that you really did not want to see, or go out to dinner just because you wanted to be with that person or do something that makes them happy. It was not just about you. If it was just about you, then I suggest it not stay that way.

Relationships take time. You should work on your marriage daily. You should put time and energy into your marriage to keep it interesting and fresh. The recent past may hold up for a minute but if you are still talking about what you did 2-3 years ago, you need to step up your game. Tell your spouse that you love them daily, keep down the drama, do some things that you really do not want to do to spend time together. Find something mutual on television to watch, so you can watch together instead of in separate rooms. Go on a date at least once per month. Make time for your marriage.

God loves us and wants us to spend time with him daily. We can reach back to our past experiences to help us through our current situations but God wants to be a part of our lives everyday, wants to spend time with us everyday. He shows us that He loves us daily. You woke up this morning if you are reading this which means you are ahead of some people; it also means you have more opportunities and blessing to look forward to today. God has an opportunity to do a new thing for you today. God loves you so much He wants to spend time with you everyday.

Good marriages do not just happen; they take work, time and energy from both people. The marriage ceremony is just the beginning. If your vertical relationship with God is right, then your horizontal relationship with your spouse will be right. Do something for your spouse today.